April 18

Smart Christmas Shopping with Your Credit Card

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Christmas season is once again here. And as a tradition, gift giving is also just around the corner. Most consumers prefer to use their credit cards when shopping for gifts. They are safer to carry around when shopping and more convenient as well. Nevertheless, credit cards should also be used with care. Consider the following credit card tips for your Christmas shopping and get the most of what your credit cards have to offer:

Take advantage of 0% rate offers. When shopping for a season, its best to use a credit card that has a low interest rate or even a zero APR. Most credit cards offer 0% APR from six months to a full year so if your current credit cards dont give you that flexibility, its smart to get a credit card with a low interest advantage.

Gather your rewards. A reward credit card is best for shopping for the holidays. Since youll be making a lot of purchases, you might as well get incentives out of them. A cash back reward credit card gives you the opportunity to get more savings and more value for your money. If youre thinking about going on a Christmas vacation, you can save a great deal from your travel expenses if youre going to apply for a credit card with a Travel Miles Reward program early in the year.

Check your billing statements. Check your credit card statement for accuracy and make sure that all the charges in your account are purchases that you did make. If you have any disputes about the charges, dont hesitate to inform your bank right away. Remember, you have the right to dispute claims under the Federal Law. If you do have disputes, dont just inform your bank by phone. Send a follow up dispute letter via registered mail as well.

Create a shopping list. Just because youre using your credit card in purchasing gifts means you can splurge all you want. Its best to write down your exact budget for the gifts you plan to give. It will also allow you to think about the best gift that will make someone happy.

Write down all the people who you want to give gifts to and beside each persons name, write down the estimated amount of gift youre willing to spend. Add up the total of all the gifts youll be purchasing so you can have an idea of how much youll be charging on your credit card. Fight the temptation to go over the amount youve already listed in your list.

Dont take out cash from your credit card. Never use your credit card for debiting cash. Always remember that cash advances automatically charge you with interest because its not included in the grace period of the card.

Pay your bills on time. After the shopping is over, make sure that youre prepared to make your repayments. Submit your credit card payment on time and never ever make the mistake of delaying or putting off with your payments.

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April 10

How About Having A Shopping Party

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Are you bored; Are you tired of doing the same old thing; taking care of the children and the house? You dont have to be bored any more. You can have a shopping party. After all, shopping is something you like to do, isnt it?

Yes. Yes, I know, you are busy, you dont have the time to go out shopping, but you can find a little time to shop at home on the Internet, cant you? You do that once in a while now, dont you when you need to buy something and dont have the time to go out to the store? Did you know that more than 78% of all people on the Internet over the age of 14 shops on line? You can too. Lets turn shopping on line into a party.

You can e-mail your friends that you are going to have a shopping party. You can ask them to join you in a contest to come up with the best buy of the day in terms of price and quality. The winner will be named King or Queen of the Shopping Party for the week. Thats right you can make this a weekly event and ask different friends to host it each week. This could be fun, dont you think?

The best part is you can do this all by e-mail with your friends. You can:

Invite your friends.

Schedule the time.

Set the contest rules.

Send part favors.

Show them how to shop.

You can give them the places to shop.

You can do this all on line.

The best part is that you can invite each of your friends to have their own Party Shopping Mall absolutely free forever with over eleven hundred major retail stores and outlets in over one hundred and fifty-five countries. You can show them how to save money in the form of a rebate on anything they buy. They in turn can invite their friends to join and have their own party mall and get an override on everything they buy on their own shopping mall.

You can all have fun and make money at the same time. Lets have a shopping party.

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April 6

Online Shopping More Competitors- More Discounts-more Users

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It is a chain that’s keeps repeating itself in all moulds of business. Competition leads to lower prices and lower prices leads to users changing their loyalties. Same is the case with Online Shopping in India. What was a fad till a few years ago is now a common feature. Online Shopping in India has grown by leaps and bounds and the winner at the end of the day is not only the Portals that rake the moolah but more importantly the online user/consumer who gets the best deals and discount as competitors vie with each other for a share of the online pie.
The growing retail boom, increasing internet users and brand awareness has resulted in an interest in the space of online shopping. The tightening work schedule, traffic jams, massive crowds on weekend, paucity of time and convenience have also been the driving factors behind the rise of online business, thus creating more opportunities for the portal owners to expand their lines of business.
Online shopping was initially limited to sale of books and music on internet though today it has reached a wider proposition, where one can buy stuff ranging from Apparels, Accessories, Computers, Electronics, Gifts, Home Appliances, Home Furnishing, Jewellery, Office Products, Personal Care products, Toys and Games, Travel packages among other lines.
In India major online shopping sites include futurebazaar.com (Pantaloon Group), indiaplaza.in (formerly fabmall.com), and shopping portals of rediff.com, indiatimes.com, indiainfo.com and sify.com. Apart from this there are specific portals for books, travel, music and mobiles. The easy payment options through net banking, credit & debit cards, and cash-on-delivery have also contributed to the growth in demand
Recently, another big player has also joined the league. Prisb.com is the latest addition in the Indian Online Shopping Bandwagon, and it looks like it has geared up for the long haul. The Press Release of the portal declared an exclusively wide range of Merchandise in 19 categories, 200 brands and more than 60000 products, backed by the assurance of the cheapest online rates. The sleek and smart Home page design is the best among all online shopping portals and really impressed me. I could find all kinds of popular shopping products like Mobiles, DVDs, Watches, Ipods, Mp3, Desktops and Laptops, Apparel, Kids Products and Home Appliances to name a few. The essence of the portal is further bolstered by the section Prisb Mania, which showcases one product for 24 hours at the lowest online rate. Prisb has started on the right note and is making the right moves. Let’s hope the competition leads to further reduction in online prices, which would be a great benefit for the online users.

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March 28

All About Online Shopping

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What is online shopping?
Online shopping is the process consumers go through to purchase products on internet. There are number of online shopping store and online shopping malls, eshop, e-store, internet stop, web shop, are available over internet which gives option to buy or purchase products of your own choice.
Online shopping is nothing but electronics commerce (e-commerce) used for business-to-business (B2B) or Business-to-Consumer transactions or it relates to variety of business dealing conducted online.

Why is online shopping important?
Online shopping is important because it offers buyers convenience that has never been achievable.
1)Options: For every product you can get number of vendors at one place. For example: if you want to buy mobile phones then you will get different mobile venders like Nokia, Motorola, lg, Samsung mobile phones are available at one shop.
Shoppers are provided with an abundance of merchant sites where almost any goods on earth can be bought. Consumers can also compare prices from a variety of different retailers with greater ease, compared to them physically going to shop in a built shopping centre to check prices.
2)Available 24*7: The technology that is now available allows customers to shop on the internet 24 hours a day and seven days a week without having to leave their homes or offices
3)Fast Service: Most of the online shopping websites delivers product with 3 working days. The best thing is there is no shipping cost included in the Cost price of the product.
4)Price and Selection: One advantage of shopping online is being able to quickly seek out deals for items or services with many different vendors. Shoppers find a greater selection online in certain market segments (for example, computers and consumer electronics) and in some cases lower prices.
5)Product Cost: Compared to normal shopping stores the products are available at cheaper then them.
6)Comparison: On internet you can compare pricing of product from one brand with other. So, there is option to buy product cheaper with better quality.
7)Easy Mode of Payment: There are very easy way / mode of payment. Credit cards are most preferable. But some online shopping vendors like cafegadgets.in, crazypricing.in gives option to their customer to purchase products on Emi or draft, Cheque are also acceptable by other online shopping. Means all facilities are given to customers and you dont have to carry cash all the time.

Stores for Online Shopping in India
1)ebay
2)Cafegadgets.in
3)Crazypricing.in
4)Gadgets guru and many more

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March 18

Leather Jackets for Women – An Online Shopping Guide

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Few fall or winter fashions can help a woman look her best quite like leather jackets for women. With the right jacket, you’ll look more stunning than ever before. And finding a great leather jacket is easy thanks to the internet. With its huge range of products, lower prices, and shopping convenience that local shopping can’t hope to match, buying your jackets online has never been easier. Of course, there are a few things to remember about shopping for any kind of clothing item online. To get the best fit for your body, budget and style, be sure you consider the following basic points.

First of all, it’s worth addressing the big issue some people have with online shopping. The inability to try on leather jackets for women is one that many people dislike. But the truth is that if you know your size, you’ve got little to worry about. Buying a jacket that matches your size will almost always provide you with the right fit. And if not, you’ll be able to return the jacket and get a different size or style quickly. It’s much easier to find a perfect fit than you probably realize, so don’t feel too concerned about it.

The tradeoff for not being able to try on those leather jackets for women is simple. You get convenience and lower prices by shopping online. Just a single online store will be filled with hundreds of different styles of clothes. Colors, cuts, designers, sizes, and more all of them are available at great online stores. You don’t have to spend a day driving from boutique to boutique looking for different jackets since they’re all in one place. It saves you time, and you’ll get a better price on the jackets you finally settle on buying.

To make sure you get the best leather jackets for women, start by ensuring that you’re looking at an online store that sells authentic merchandise and not the counterfeit products from oversees. It’s easy to tell the difference, and if you have doubts you can always do a small bit of research through a Google search. From there, just take your time and browse their selection. Chances are that you’ll find multiple jackets that fit your size, style, and budget perfectly. Shopping online is one of the biggest game-changers in the world of retail, and once you buy your first jacket online you’ll see why.

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March 16

Gift Shopping Takes Planning

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Shopping is like an integral part of everyone life, almost every person and family will need to do shopping at least a few times a year. Items to purchase for a gift to another person or family include items like electronics, food, gift certificate, gift card, games, toys, decorations, clothes, kitchen wares, household items, bathroom wares, hardware, software, fitness, health items, the list is virtually limitless. The occasions can be birthday, bridal shower, graduation, wedding, baby shower, Easter, Thanksgivings, Christmas, New Year, anniversary or any gift giving occasion. Therefore, gift giving is in everyones life in almost every culture.

Planning and research for gift shopping will make the shopping and recipient experience of the present much more pleasant. Try to shop for the present as early as possible, may be one or couple months ahead of the birthday, wedding, New Year, anniversary, graduation or any gift giving occasions. Great deals will come up and you can take advantage of it, because the more time to shop the more deals will happen. Another reason to shop early is to avoid the stress of the final moment shopping, especially if the timing is while everybody else is also doing shopping like Christmas and New Year.

Budget for the amount you would like to spend, only purchase the affordable items without stressing your finance. Compare different stores for the gift items of interest will almost always save money for the similar items. Because most walk-in stores and online stores allow web accesses, thus price comparison become very easy. Just go to their websites, search for the desired items, record the prices and do the comparison. It always pays to shop around for the best prices. Try also shop with more reliable stores by doing the research for the stores, there are great search engine websites make it easier to look for information for the stores. Look at the store information and refund policy to find the one that you think is right for you. Also find out what types of payments the store will accept, like credit card, money order and other methods.

In case the gift items desired are sold out, you can always search for similar items as replacement. The price of the replacement items should be about the same as the desired item, and always stay with your budget to protect yourself. Like we said, shop early will always help to make the shopping and recipient experience much more pleasant.

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March 11

Shopping Cart Options for Your Site

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Selecting a best shopping cart is one of the most vital decisions you take to make your online business a huge success. Your web pages play a pivotal role in fetching you good business virtually. As you are aware, a customer is very sceptical in revealing his sensitive details online for making a purchase. Therefore, your shopping cart and the invoice thereon should be made such that it leaves no stone unturned in making your customers believe you and your products, and that yours is a reliable company.

Three well-known shopping carts available in the Internet to choose from for your website are Merchant Accounts, Hosting Shopping Carts and Fully-Integrated Shopping Carts.

In case of merchant account, as it is similar to a bank account, it allows you to process credit card payments on your site, such that you have your own payment gateway with a merchant account. With the gateway, you are assured that the transaction is taking place securely. However, as there are several other solutions being introduced in the market, merchant accounts are becoming obsolete. Nevertheless, many services offer you a merchant account along with a shopping cart and gateway at very nominal prices.

Hosted shopping carts are very popular in the sense that it serves as a simple interface to store your products, prices and shipping options. Such shopping cart is accommodated by a third-party web-host which generates HTML coding for purchase buttons, pricing, quantity, and so on. At times, these shopping carts do give a problem when the clients are transferred to a different web location to enter their credit card secure information. However, the new page or location can be customised, if required, to give the customers a similar look as that of your own website, to keep your customers on it.

As far as fully-integrated shopping carts are concerned, they offer dynamism in their features, not otherwise available in the above two accounts, such as customer reviews, discounts, etc.

So we see that when a shopping cart has been chosen for your eCommerce site perfectly, it can do wonders to your online business. Not only would you maintain a prestigious customer base online, but also expand your business on an extensive scale.

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March 5

An Overview On Normal Shopping And Online Shopping

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Shopping is one of the most excellent enjoyable things and we also love to shop a lot. It gives us amusement and we also feel so happy in purchasing things. This is universal in everyone’s life and also every one spends a lot of time in shopping. Over the years the standard of living has been changed to a large extent and also people turned out to be stylish with a busy life.

In the present days every one are leading a busy life and also many of us hardly find time for shopping. This may due to the office timings and the busy schedules in our lives. In our childhood we used to visit a number of shops and used to buy the best item which pleased us.

But in the present days this process of shopping is highly impracticable as a part of our busy lives. Also the manner of shopping has been changed as a result of internet. Online shopping has turned out to be the finest option these days as it is simple and also wide range of items can be selected here with the best deals.

The process of shopping is very easy and also there are numerous websites with the latest offers. Purchasing an item is a simple task and also there is a wide range of discounts compared from one website to the other. There is a directory for online shopping where you can find the right items; as a result the shopping can be done more easily. In this directory the payments are safe and secure and also one can find out the exact details of the product such as price range, delivery and offers etc.

Previously online shopping was not safe as many of the websites deceived people after the payments. Several laws are put into action and in the present days it has transformed as the best ways of shopping. Online shopping is one of the best entertaining things in our lives. We can find a wide range of products here and it also gives us fun and satisfaction. We can compare an item with several items and also we can judge the best item for us.

Shopping through online can be made within a few minutes and the major benefit of online shopping is that there are a number of items offered by a number of dealers at the same time.

It is also the best place where more than a few brands are displayed with the best deals. Also one of the major advantages is online shopping is accessible round the clock and we can shop at any time.

Through online shopping we can also send gifts to our dear ones. In addition there are several online stores that send gifts and even cakes on anniversary occasions. For these reasons online shopping has be a revolution in the history of shopping as it saves a lot of time and also offers a wide range.

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March 4

Shoes Online Shopping Trends To Be Populated By More And More Customers

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The two biggest advantages of buying shoes online is that they save not only time, but a lot of money. It’s convenient for you scanning more than 10 online stores online and you will not be tired at all, the time will be so short that you can only go to two real stores in the street. You can visibly know what shoes the online store is selling and what is the most most up-to-date fashion style. If you have keep in mind the shoe you would buy, then it only need several times for shopping. Besides, most of online store have the function of “advance search”, you may type in the style, color and size, the shoes come out are just what you want.

Money can be greatly saved by shoes online shopping too. If you had found the right style and color shoe you would purchase, you can compare the price to other stores. Running shops online can save brilliant money, so store owner usually will offer free shipping deals to customers. Besides, they can send the shoe as soon as you order it and finish the payment or they will send shoes the next day. Many of us may also heard of online shop that can measure shoe size for customers, this is really good service for online shopping.

Another gain of buying shoes online is that you can select the website you would like and they are all programmed from the search engines. When and which to buy is always be ok to you and not be pushed by store owner.

Together with some communicate website like Facebook and Twitter, online shopping had been more and more populated by young people and many internet lover. From the communication website, they communicate with others and can clearly know what is good and what is bad. they keep their opinion of the shopping product on the website and others can scan that. Many websites can let customers leave their opinions to certain website and may give advises to customers met scam shops. So you can reference the reviews before ordering the product. Internet make many things open and you can search them from many websites, it is not so easy to be cheated, many stuff can be shared from the website and you can share them only one click.

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March 2

Playground in shopping center

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In a good old times some more advantageous shopping malls had childrens play room in some dark corner, where adults were able to drop their children while they were shopping. In modern malls the playground (in Finnish, leikkialue) is located in the middle, and surrounded with benches for adults to watch and rest.

One of these indoor playgrounds can be found from rebo, Sweden. There the playground is truly located in the middle of the shopping mall. The entrance is made easy as there are no walls or entrance fee anyone can come and join fun. In this busy environment, the simple forms and striking colors of playground equipments attract passersby eyes, and encourage them to participate.

In this case the playground environment is by Smartus concept, which is totally new way to approach the playgrounds. Smartus is digiplay concept created by Finnish playground manufacturer Lappset, which uses digital environment for deepening the play experience. This playground for the 21st century combines modern technology with playground equipment and turns play environments into a network. As any other playground, Smartus encourages users to exercise, play together and succeed together, but with the aim of the technology the players do not even need to be in the same space.

But it does not have to be the latest technological invention of the playgrounds to attract visitors! To have public playground in indoor area is a great idea at least in northern countries, where the weather can be nasty sometimes. It will not replace the good effects of being outdoors, but definitely physical exercise and play are better than just sitting indoors and watch television.

Shopping malls are ideal places for indoor playgrounds as the mall provides the basic functions already. In malls, there are already good air conditioning systems and public toilets; there are services like restaurants around; and people come to malls to spend their free time, so there are no need to seduce them to come over.

Malls providing the possibility to physical exercise have understood that providing free services like this do serve the public and individual good. Obvious is that they want to attract families to spend more time in their mall but this way to spend time is probably much healthier than traditional hanging around.

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